brandlogo
HCB Solutions Group, LLC Solutions for your Health Care Benefits Needs
BlogMeet JaniceContact UsSet An Appointment
QUESTIONS? CALL US 603-487-6610
Home
Health Insurance ConsultingSchedule An Appointment
Health Insurance
ACA Health Insurance NH MA & VTWhat is a Health Insurance Marketplace?Marketplace Checklist for Individuals & FamiliesWhat You Need to Know About Health InsuranceShort-Term Medical Insurance – Temporary CoverageTravel Insurance
Group Benefits
Group Benefits | Dental InsuranceGroup and Health BenefitsGet A Group Benefits Quote
Medicare Options
Medicare Advantage Plans NH MA & VTMedicare Advantage PlansPart D Prescription Drug PlansDifferent Types of Medicare Advantage PlansWhat to Do During Your First Year With Medicare
Long-Term Care
Long Term Care Insurance NH MA & VTNOW is The Time for Long Term PlanningWhat is Long Term Care Insurance?
Travel Insurance
Travel insurance NH MA & VT
Medicare Resources
Medicare Made EasyMedicare-Related Enrollment Dates and GuidelinesMedicare: What you need to knowAre You Eligible for Medicare?Medicare 2021 costs at a glanceWhere to Get Your Medicare Questions AnsweredWhat to Consider When Choosing or Changing My Coverage

Pre-65 Health Care Insurance

If you're under the age of 65 and need health insurance, there are 4 basic options available to you. We can help you determine the right choice based on your budget and needs.

On-Exchange Plans (OBAMA CARE – Affordable Care Act)
The plans are administered through the Centers for Medicare and Medicaid. Many people qualify for subsidies based on qualifying factors to help with their health care costs. This is typically the first step in finding the right plan for you and we'll guide you thru the process step by step.

Off-Exchange Plans
If you don’t qualify for a subsidy you can purchase health insurance directly from a carrier. We can help you compare plans and enroll in one that best meets your needs and budget.

Short-term major medical
These type plans are a great alternative for consumers looking for major medical coverage.  Short Term health insurance, sometimes called Term health insurance or Temporary health insurance, is designed to bridge gaps in your health care coverage during times of transition. These plans allow you to:

  • Start your coverage fast, as soon as the next day in many cases.
  • Drop your coverage without penalty.
  • Choose from a range of available deductible amounts.
  • Apply for another term of coverage if needed.

Hospital Indemnity Insurance
Hospital indemnity insurance is a type of plan that pays a set amount – per day, per week, per month, or per visit. In addition to a hospital per diem, a more comprehensive plan might feature payments for an ambulance trip, surgery or maternity visit, or increased payments for intense ailments such as stroke or cancer. Benefits can disburse in lump sums for short admittances or on a daily or weekly basis during longer visits.

As you can see, there are many options to choose from with different benefits and payment methods. We're here to help you through the confusion. Contact us today!

Health Insurance
  • ACA Health Insurance NH MA & VT
  • What is a Health Insurance Marketplace?
  • Marketplace Checklist for Individuals & Families
  • What You Need to Know About Health Insurance
  • Short-Term Medical Insurance – Temporary Coverage
  • Travel Insurance
CONTACT US

HCB Solutions Group, LLC

Solutions for your Health Care Benefits Needs

Follow Us

About Us

Our firm is staffed by proven insurance professionals committed to providing our clients with highly personalized service.

Other Links

Privacy Policy
Legal Terms

Address

855 Hanover St., #1299
Manchester
New Hampshire
03103
(603) 487-6610

This is a solicitation for insurance. Submitting information or calling numbers listed on this website will direct you to a licensed Agent/Broker.

Important disclosures about Medicare Plans: Medicare has neither endorsed nor reviewed this information. Not connected or affiliated with any United States Government or State agency. We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.

© Copyright 2023HCB Solutions Group, LLCAll rights reserved.
Insurance Websites powered byAgentMethods